What is construction tax fraud?

A growing number of construction contractors pay their employees off the books, wrongly classify them as independent contractors, or take advantage of foreign workers. Communities and families lose more than $8.4 billion a year to construction industry tax fraud, according to a national study.

Government agencies rely on tax revenue to provide essential services like public education and infrastructure such as roads and bridges. Construction workers and their families suffer from tax fraud, too. Here’s how:

  • Workers misclassified as independent contractors are responsible for paying an additional $76.50 in taxes for every $1,000 in taxable income each year.
  • Misclassified workers and those paid off the books are not covered by a workers’ compensation policy if they are injured on the job. This means they could be left holding a big medical bill.
  • These workers are not eligible for employer-provided health, retirement, and other benefits.
  • Contractors don’t report these workers’ wages to the Social Security Administration. This reduces or disqualifies them from Social Security benefits in retirement.
  • If they are fired, they do not receive unemployment benefits, and they can’t get help from government agencies to recover unpaid wages. 
  • Because employees working in the U.S. under visa programs often are ill-equipped to stand up to contractors who fail to pay fair wages or overtime, these practices are unfortunately common.

Answer the questions below to learn whether construction tax fraud might be happening in your community.

1. Do you or does someone you know receive cash payments for work?

2. Are you or is someone you know being misclassified as an independent contractor?

3. Are you or is someone you know not being paid at least the federal and state minimum wages?

4. Are you or is someone you know being paid a lower hourly wage compared to others performing the same or similar jobs?

5. If you are an employee and you work more than 40 hours a week, are you paid a higher hourly rate for the additional hours?